Revolving Term Loan

A Revolving term loan is a facility which allows one to access the repaid amount after a period of 6 months and 3 months for Achiever and Executive banking customers respectively. This is a personal loan and the applicant is free to use the proceeds of the loan for whatever personal use.

What does it offer me?


  • Monthly net salary
  • Gross salary X 2.5
  • Minimum MWK220, 000 and maximum MWK1, 000, 000
  • Repayment is maximum of 36 months


Key benefits

  • Loan protection for death and disability
  • Revolving facility after 6 months for medium salaried (Achiever) and 3 months for upper salaried (Executive)

How to apply?

Salaried employees with net monthly income of between MWK 60, 000 and MWK 670, 000

Documents required

  • Letter of undertaking from employer
  • Latest payslip
  • Valid identity
  •  Proof of residence


Filled revolving term application loan

Other requirements

  • An active Standard Bank  transaction account
  • Monthly salary to be deposited in transaction account


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