Commercial Property Loan

A Commercial property loan is a medium- to long-term loan specifically designed to fund, re-finance and/or enhance non-residential property.

What does it offer me?

  • This is a specific loan for the funding of property investments and enhancements.
  • The loan is specifically designed to fund the purchase, re-financing and additions/alterations of non-residential properties.
  • Evaluation principles: primarily based on the property being bonded, being able to generate sufficient rental/lease income from either the owner tenant and/or contracted tenants.
  • Collateral: rental/lease income supported by rental or lease income agreements offering a minimum of 3 years to return
  • Period is 60 to 120 months


What do I need to apply?

Visit your nearest Standard Bank branch with the following documentation:

  • Cash-flow projections
  • Financial statements
  • Bank statements (new customer)
  • Personal statements (Members/Directors)
  • Rental/lease income projections and insurance policies.

 If you have been in business for 12 months or more, you can apply for a Commercial property loan.

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